Administrative & Academic Faculty Benefits Information
Welcome to 澳门玄机图. The following information is a summary of the benefits you are entitled to as an employee. The information provided is intended to help you understand our health insurance options, mandatory retirement plan and voluntary supplemental benefits.
Click below to download a summary of benefits: |
New: Long Term Disability (LTD) Program
Beginning January 1, 2024 academic and administrative faculty employed at 50% FTE or more will be covered under an employer-sponsored LTD program.
Learn MoreAdditional inormation about the Retirement Plan Alternative can be found on the NSHE Retirement and the .
The RPA is the principal retirement vehicle for faculty and professional staff and participation in the plan is mandatory. You contribute a percentage of your salary to the plan each month. The percentage of salary that you must contribute is set by the Nevada State legislature pursuant to Nevada Revised Statute 286.808. The current contribution rate is 17.50%. Your contribution is matched by NSHE. Your contributions are made by salary reduction, that is before tax. You are always 100% vested in your contributions and NSHE鈥檚, which means that it cannot be taken away for any reason.
You choose how to invest your own and NSHE鈥檚 contributions. The amount of money that you accumulate will greatly depend on the performance of the investments you choose. TIAA provides dedicated financial consultants that are available Monday through Friday on any of NSHE鈥檚 eight campuses to assist you in your investment deliberations. Until further notice, TIAA is conducting its counseling sessions virtually, to schedule a session, simply visit the .
The RPA also serves as the alternative to Social Security. The State of Nevada is one of seven states whose employees do not participate in Social Security. The RPA is designed to both replace the benefit you would otherwise have received from Social Security and provide the opportunity to accumulate an even greater benefit than Social Security would have provided.
If you have earned a benefit from Social Security before your employment with NSHE or if you earn one after your departure from NSHE, the Social Security benefit you ultimately receive may be affected by your employment with a non-participating employer such as NSHE. To learn more about Social Security鈥檚 so-called 鈥淲indfall Elimination Provision鈥 visit the . You can also access an to help you understand how the Windfall Elimination Provision might affect you.
Health insurance is provided for the employee through the State of Nevada . For new employees, coverage begins on the first day of the first full month of employment.
The plans offered are Self-Funded Plan with Preferred Provider Options (PPO), Low Deductible (LD-PPO) or Exclusive Premier Plan (EPO). The plan includes medical, dental, vision, and $25,000 term life insurance. Spouse/Domestic partner and dependent coverage is also available; dependent coverage is paid 100% by employee.
For additional information and for a complete overview of the health insurance benefits that are provided, member services, or to locate a provider in the area, visit the .
** Enrollment into your Health Insurance Plan should occur within 15 days of your employment contract start date or no later than the last day of the month that your coverage is scheduled to become effective. Failure to complete enrollment to elect or decline coverage within the specified timeframe will result in coverage being defaulted to the Employee Only tier with the Consumer Driven Health Plan and a Health Reimbursement Arrangement (HRA)
Coverage highlights
- Services covered under all plan options are the same. One plan is not better than the other; the plan options vary in the way that you will pay for qualified medical expenses.
- All plans have a preferred provider Network; The EPO and HMO insurance plans require preferred providers for all medical expenses.
- All plans have the same dental plan administered through . Dental coverage is part of the comprehensive medical package and requires enrollment into one of the medical insurance plans.
- All plans offer a term life insurance policy as part of the comprehensive medical package and require enrollment into one of the medical insurance plans. The provider for the term life insurance policy is and requires that you designate your beneficiaries for this term life insurance policy. You may designate your term life insurance beneficiaries by logging onto the
- Monthly premiums will be paid through payroll deduction. Your monthly premium will depend on the plan and coverage level that you choose.
Beginning January 1, 2024 academic and administrative faculty employed at 50% FTE or more will be covered under an employer-sponsored LTD program.
For more information about this employer paid LTD coverage, please click here.
Key information about the employer-sponsored program:
- LTD benefit of 60% of salary up to $7,500 per month
- 180-day waiting (elimination) period: This is the number of days that must pass after a covered accident or illness before you can begin to receive benefits.
- Pre-existing condition provision: You received medical treatment, consultation, care or services including diagnostic measures for the condition, or took prescribed drugs or medicines for it in the three (3) months prior to your effective date of coverage; and the disability begins in the first 12 months after your effective date of coverage.
- The LTD benefit in this program will be offset by any voluntary disability program or a PERS disability benefit
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NSHE will automatically enroll eligible participants into this plan. No action is required from academic and administrative faculty.
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The plan is administered by
Enrollment into this plan is available during the initial hire, during the annual Open Enrollment Event, or if there is a mid-year qualifying event.
The Section 125 -Flexible Spending Account (FSA) is a tax-free account that allows you to set aside tax-free money for your routine health care and dependent daycare expenses. Employees may enroll as new hires or once a year during open enrollment in May. Employees may contribute up to $3,050 for medical FSA and up to $5,000 for dependent care per plan year (July 1 鈥 June 30). Any contribution amounts that are not used by the end of the plan year are forfeited to the NSHE plan as required by IRS regulations.
FSA Plan Options
Standard FSA: For EPO / HMO / PPO with H.R.A. Participants only. This plan allows EPO, HMO, or PPO-HRA participants to use pre-tax dollars to pay for eligible medical expenses for self and tax dependents that are not covered under your health insurance plan. Eligible expenses include co-payments, coinsurance, deductibles, physician office visits, most prescriptions, glasses, contacts, and dental visits.
Limited FSA
For PPO 鈥 Health Savings Account (HSA) Participants ONLY; allows PPO-HSA participants to use pre-tax dollars to pay for eligible vision and dental expenses. All other medical expenses are eligible for payment through the HSA.
Dependent Care FSA
For any active employee who has a tax-dependent child under the age of 13, a parent or other elderly dependent, or a spouse who is mentally or physically incapable of caring for him or herself; allows participants to set aside pre-tax dollars for eligible expenses, such as licensed nursery school, daycare center, care inside your home and eldercare.
Please visit the for more information.
The Nevada System of Higher Education (NSHE) offers several voluntary benefits options to its employees. Many of the optional plans are available through payroll deduction, and enrollment can be completed through the Benefits Worklet on your desktop:
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Log into Workday
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Go to the Benefits Worklet
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Choose the Tab in the Change Column titled: Benefits
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Choose the Button under Benefit Event Type titled: Voluntary Benefit Plans
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Enter the current date
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Submit
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Go to Workday Inbox to complete elections
Voluntary Accident Insurance: Metlife
Metlife offers Accident Insurance to help out with sudden and often costly accidents. Even with health insurance, employees still would be responsible for copayments, coinsurance, and living expenses. The impact of a sudden accident can have dire financial consequences. With Accident Insurance, employees receive a lump sum payment for covered events related to an accident that can help cover those costs. Regardless of insurance coverage, Metlife pays the benefit amount directly to employees. For more information on Metlife Voluntary Products, visit the website. To enroll in a Metlife voluntary product, navigate to the page and click on the Benefits worklet. Navigate to the Benefits tab in the change column to enroll in Voluntary Benefit Plans.
Voluntary Cancer Care Insurance: American Fidelity
NSHE offers two cancer insurance plans for employees through Plans are available to employees under age 65 who have not previously been diagnosed as having cancer. Both plans will provide coverage for the actual charges incurred by a covered person for the treatment of cancer, leukemia, or Hodgkin's disease. Employee and family plans are available. For more information, you may visit the website.
For enrollment, navigate to the page and click on the Benefits worklet. Navigate to the Benefits tab in the change column to enroll in Voluntary Benefit Plans.
Voluntary Legal Plan: Metlaw (Hyatt Legal)
Whether you are buying a new home, drawing up a will or just need some legal advice, MetLaw can give you easy access to experienced, participating attorneys, plus you will receive a wide range of covered legal services for a low monthly fee. You may enroll in this plan as a new hire within 60 days of your start date or once a year during open enrollment in May. You will be required to remain in the plan for the remainder of the plan year (plan year for MetLaw runs July 1 through June 30 of each year). For more information, please visit (a MetLife Company). Choose the "Learn 澳门玄机图 your Legal Plan" link and use password METLAW for access.
Voluntary Short-Term Disability Insurance: American Fidelity
Disability Income Insurance pays a monthly benefit up to 60% of your salary if you become disabled on a short-term basis. Benefits begin on the 15th day of disability and pay up to 180 days or to age 70, whichever occurs first. Your coverage will take effect on the requested effective date following the date your application is approved, provided you are actively employed and premium is paid. If you are not enrolled in PEBP medical insurance, this is the only Short-Term Disability policy that you are eligible to enroll. For more information, you may visit the website.
Voluntary Term Life Insurance: Western Insurance
Western Insurance offers supplemental life insurance coverage underwritten by Sun Life Financial Inc. (rated A++ Superior). New employees will be provided up to $300,000 鈥済uaranteed issue鈥 coverage, limited to four times salary. The first $150,000 is a 鈥済uaranteed issue鈥 regardless of salary for the eligible employee and $50,000 鈥済uaranteed issue鈥 coverage for the spouse/domestic partner. The 鈥済uaranteed issue鈥 means that an applicant does not have to submit evidence of insurability (health-based questions), provided the employee applies during the first 60 days of the date of hire/eligibility. Current employees are eligible for up to $500,000 coverage for employees and $250,000 for the spouse/domestic partner, subject to evidence of insurability. For more information and to apply, please visit the website or call (775) 826-2333.
Note: Term Life Insurance-Standard Insurance (comprehensive medical package) - If you participate in the State of Nevada PEBP sponsored medical plan, part of the comprehensive medical package is a basic term life insurance policy in the amount of $25,000. Your monthly health insurance premium includes this term life insurance policy coverage. Your health insurance premium will be deducted from your NSHE pay advice each month. This term life insurance coverage helps protect your loved ones in the event of your death. See the Standard Life Insurance Certificate for more detailed information about this coverage.
Voluntary Accidental Death and Dismemberment (AD&D) Policy: Western Insurance
Employees enrolled in the Western Term Life Insurance Policy are eligible to add on additional AD&D coverage. In addition to the accidental death coverage, the policy also includes coverage for accidental dismemberment and pays a schedule of benefits that involve loss of hearing, loss of sight, paralysis, bereavement counseling, and rehabilitative training. For more information and to apply, please visit the website or call (775) 826-2333.
Voluntary Critical Illness Insurance: MetLife
Serious illnesses can be costly. Critical Illness Insurance provides you with a lump sum payment to use as you see fit, such as to help your finances while you recover. While most medical plans provide coverage for hospital and medical expenses, they don鈥檛 typically cover costs like daily living expenses, childcare, or copays. A critical illness insurance policy can help with unexpected expenses. For more information, please visit or Call (800)-438-6388
Voluntary Hospital Indemnity Insurance: MetLife
Hospital stays can set you back financially, even with health insurance. Hospital Indemnity Insurance can help. With MetLife, you鈥檒l have a choice of two comprehensive plans which provide payments in addition to any other insurance payments you may receive. please visit or Call (800)-438-6388
Participants in the State of Nevada PEBP sponsored medical plan have several voluntary benefit options. are administered through , a 3rd party provider for consolidated payroll deduction billing and voluntary benefit brokerage services. Members administer voluntary benefit elections through the. Additional information about PEBP Voluntary Benefits can be found on the .
Have questions or want to learn more about your voluntary benefits?
Call Corestream Customer Care at 1-775-249-0716
Email Corestream at pebpcustomercare@corestream.com
Voluntary Legal Insurance: LegalEASE
LegalEase can assist with legal matters such as: estate planning, family law, traffic offenses, juvenile matters, immigration assistance, and child custody cases. Legal Services can help you find the extra guidance you need, when you need it. For more information, visit the website or call 1-775-249-0716 (Corestream).
Voluntary Short-Term Disability: Standard Insurance
If you participate in the State of Nevada PEBP sponsored medical plan, PEBP provides you with the opportunity to purchase voluntary short-term disability insurance. This policy is designed to pay a benefit to you if you are unable to work because of a covered illness, injury, or pregnancy. This benefit replaces up to 60% of your weekly earnings to help meet financial commitments in a time of need. For more information about this policy and enrollment instructions, please visit the or call 1-775-249-0716 (Corestream).
Voluntary Long-Term Disability: Standard Insurance
While health insurance pays your doctor, disability insurance pays you 鈥 directly. Group Long Term Disability insurance pays a monthly benefit if you experience a disability that lasts for several months or years and meet the plan requirements. Help replace a portion of your income when you鈥檙e unable to work so you can focus on recovering. For more information about this policy and enrollment instructions, please visit the or call 1-775-249-0716 (Corestream).
Voluntary Term Life Insurance: Standard Insurance
If you participate in the State of Nevada PEBP sponsored medical plan, PEBP provides you with the opportunity to purchase voluntary LIFE, AD&D and Dependent Life Insurance policies at group rates from The Standard. This policy includes additional services including Beneficiary Financial Counseling, Travel Assistance, and more. For more information about this policy and enrollment instructions, see the or call 1-775-249-0716 (Corestream).
Voluntary Vision Care: VSP
Nevada Public Employees鈥 Benefits Program and VSP provide you with a choice of affordable vision plans. Choose the eye care essentials, or upgrade to the Premier Program and give your eyes extra love. Enroll in VSP Vision Care to get personalized care from a VSP network doctor at low out-of-pocket costs. Save on eyewear and eye care when you see a VSP network doctor. Plus, take advantage of Exclusive Member Extras for additional savings. With an average of five VSP network doctors within six miles of you, it鈥檚 easy to find a nearby in-network doctor. Plus, maximize your coverage with bonus offers and additional savings that are exclusive to Premier Program locations. For more information visit the Website or call 1-775-249-0716 (Corestream).
Voluntary Accident Insurance: The Standard
Accident Insurance will pay a benefit directly to you if you have a covered accident. Use this money however you need it most 鈥 whether that's to help with your deductible, copay, other medical bills or everyday expenses. It pays you regardless of other coverage, so you choose how to spend it. For more information, please visit or call 1-775-249-0716 (Corestream).
Voluntary Critical Illness: The Standard
With Critical Illness insurance, you'll get a check paid directly to you if you're diagnosed with a covered illness 鈥 for the amount stated in your plan. And you'll receive that benefit regardless of treatment costs, or what your medical insurance covers. For more information, please visit or call 1-775-249-0716 (Corestream).
Voluntary Hospital Indemnity: The Standard
Planned or unplanned, a trip to the hospital can be scary. Even when you have medical insurance, the expenses can add up. Hospital Indemnity insurance can help. It pays you a fixed benefit for every day you鈥檙e in the hospital, up to a plan maximum 鈥 regardless of your other coverage, and the benefit payment goes directly to you. For more information, please visit or call 1-775-249-0716 (Corestream).
Auto and Homeowners Insurance: Liberty Mutual
Start saving on your Auto and Home Insurance by choosing from three of the nation鈥檚 top providers, offering plans that fit your lifestyle with special group discounts. A variety of insurance policies are available through the program including auto, home, landlord鈥檚 rental dwelling, condo, mobile home, renter鈥檚, recreational vehicle, boat, personal excess liability (鈥渦mbrella鈥), and fire. For more information call 1-775-249-0716 (Corestream).
Pet Insurance: Nationwide
Protect your pet and your wallet with exceptional savings on veterinary bills. You鈥檒l find coverage for your furry, feathery and scaly friends that fits your needs and your budget. Your pet insurance rate is case by case, so underwriting will depend upon animal, breed, age, etc. After enrolling in the benefit coverage, you will be able to see the premium cost. For more information call 1-775-249-0716 (Corestream).
ID Theft: id Watchdog (Equifax)
ID Watchdog monitors your credit and billions of data points and alerts you to potentially suspicious activity. Enjoy the peace of mind that comes from fully managed resolution services. For more information call 1-775-249-0716 (Corestream).
In addition to the mandatory retirement, two are available. Each plan has a basic annual contribution limit. All voluntary retirement contributions are made through payroll deductions.
Additional information can be found on the website and the website.
One of the benefits available to you through the Nevada System of Higher Education (NSHE) is the ability to voluntarily save for retirement on a before-tax basis through a Tax-Sheltered Annuity (TSA), which is also called a 403(b) plan.
A contribution to a TSA plan is an excellent way to supplement your retirement savings. Contributions are deducted from your salary automatically, either on a pre-tax basis or an after-tax (Roth) basis. If you choose a pre-tax deduction, your current taxable income is lowered by the amount of your deferral, and you will pay income tax on your withdrawals at retirement. If you choose the after-tax (or Roth) deduction, then as long as you are age 62 and your account has been active for five years or more when you access the funds, your withdrawals may be tax-free.
The Economic Growth and Tax Relief Reconciliation Act of 2001 (EGTRRA) allowed for annual increases in the amount you may tax-defer for retirement. For tax year 2024, most individuals will be able to defer up to $23,000 in a tax-sheltered annuity plan. And if you are age 50 or older, you may be able to contribute an additional $7,500.
NSHE's Tax Sheltered Annuity 403(b) Plan is Provided by the
The (NDC) is a voluntary retirement savings program for employees of the State of Nevada, NSHE and other local government employers. The program is designed to supplement your other retirement savings and pensions. Contributions are made pre-tax and investment earnings are tax-deferred or you may invest on post-tax (Roth) basis and your investment earnings will be tax free upon eligible withdrawal. Both types of deductions are made through payroll. Effective January 1, 2015, VOYA Financial (formerly ING) became a sole record-keeper for this plan.
Grant in Aid
Faculty can take up to six credits per semester at a reduced rate. Dependents of faculty can take unlimited credits, but in order to be eligible, children must be unmarried and under the age of 24 and must receive at least 50% of their financial support from the employee and/or employee鈥檚 spouse. For more information visit the .
Employees request Grant-in-Aid through Workday. Please see the for instructions [Workday login required].
Professional Development Funds - College Staff Development Program
Additional funding may be awarded to employees on an annual basis for professional development activities that enable employees to develop their skills and training for the benefit of the college community. Funds are awarded by the College Staff Development Committee and applicants are required to apply for funding. More information can be found on the 澳门玄机图 Budget Committee webpage.
"A" Contract (12-month) ONLY employees accrue 2 days per month up to a maximum of 48 days at the end of the fiscal year. Annual leave accrual is prorated for employee with less than full time FTE.
Upon hire, "A" (12-month) and "B" (9-month) contract employees accrue 30 days of sick leave for the first year of employment. After one year, sick leave will accrue at the rate of 2 days per month up to a maximum of 96 days at the end of the fiscal year. Sick leave accrual is prorated for employee with less than full time FTE.
The Nevada Legislature establishes the . The following are legal holidays:
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New Year鈥檚 Day
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Martin Luther King, Jr.'s Day
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President鈥檚 Day
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Memorial Day
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Juneteenth Day
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Independence Day
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Labor Day
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Nevada Day
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Veterans' Day
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Thanksgiving Day and Family Day
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Christmas Day
When January 1, June 19, July 4, November 11, or December 25 falls on a Saturday, the preceding Friday is the observed legal holiday. If these days fall on Sunday, the following Monday is the observed holiday.
澳门玄机图 employees are offered an employee assistance program. The program is strictly voluntary and confidential, and can help you or any member of your immediate family with confidential assessment, problem identification, personal and work-related issues. EAP is accessible by telephone twenty-four hours a day, seven days a week. For more information, brochures are available in the 澳门玄机图 Human Resources Office or visit their website and enter our 鈥淥rganization Web ID鈥: 澳门玄机图EAP to find out how ComPsych can help.
Workers鈥 compensation is paid 100% by the employer. It covers employees in the event of work-related injuries. It is important to know the procedures to follow to make sure claims are processed appropriately and in a timely manner.
Employee pays 1.45% matched 100% by the employer. No contribution is made to Social Security.
Residents of Nevada pay no state income tax.
The fitness center is located in the Dini Building and available for employee use at no cost.
Our partnership with Greater Nevada Credit Union (GNCU) gets 澳门玄机图 employees' access to which includes financial wellness webinars, knowledge, and resources. 澳门玄机图 employees can also participate in their Community Heroes and Perks programs which include cash bonuses and credits.
- Academic and Administrative faculty should submit resignations in writing 30 calendar days in advance of the effective date.
- The resignation must be accepted in writing by the appointing authority or designee.
- If a resignation is tendered verbally, the appointing authority or designee must still accept the resignation in writing.
- Once an employee's resignation is accepted, the employee has three working days within which to revoke the resignation in writing.
- After the three working day period, an appointing authority is not required to accept a request to revoke a resignation.
- A resignation should indicate an effective date, if it does not, it shall be effective on the fourth working day following acceptance.
- Employees may submit resignations using the "Resign" process in Workday. Please refer to this job aid for step-by-step instructions.
- Employees cannot use the "Resign" process in Workday if they have more than one job. For example: an Academic Faculty member with an LOA job for overload. Those with more than one job will need to submit resignations outside of Workday.
Should you wish to tender a resignation while your immediate supervisor is out of the office, please submit your resignation to your next in line supervisor.
Contact Us
Human Resources Office
Bristlecone Building, Room 150
2201 West College Parkway, Carson City, NV 89703
humanresources@wnc.edu
775-445-4237
775-445-3138
Shortcuts
澳门玄机图 COLLEGE BYLAWS & POLICY MANUAL
For current policies and procedures, refer to the on the . Chapter 4 includes the Human Resources policies.
WORKDAY
As an employee you may view your employment status, benefit elections, update your W4 tax elections, review your payslip, change your contact information and more all from the convenience of your computer or mobile device by logging into your account. Upon hire, you will receive a My澳门玄机图 Anywhere username and password to access the program
BUSINESS CENTER NORTH (BCN)
NSHE's personalized benefits plans provide you with the care, coverage, and peace of mind you need to live, grow, and succeed.
Visit BCN鈥檚 for more information.
Please Note: The benefits and rates listed are subject to change without prior notice. In the event of any difference between the terms of this summary document and the plan or governance documents, the terms of the plan or governance documents will prevail.